Mutual of Liberty Mortgage US. (hereinafter “Mutual of Liberty Mortgage US”) is committed to protecting the privacy of everyone who visits libertymortgageus.com and any other websites or mobile applications that link to this Online Privacy Policy (hereinafter “Policy”) (collectively “sites”). This Policy explains how Mutual of Liberty Mortgage US may use, collect, and share information about you from these websites. Before using the sites, we encourage you to read our Policy. By visiting our websites, you consent to the terms of this policy now and in the future, and we are authorized to use your information in accordance with its provisions. You should leave the website if you do not agree to these terms.

Mutual of Liberty Mortgage US’s written Consumer Privacy Notice (the “Consumer Privacy Notice”) further explains how we collect, use, and share personal information (described below) shared with us, such as when you apply for our products and services or become a customer. This Consumer Privacy Notice is in addition to this Policy.

The online privacy policies of our websites are discussed in greater detail in the following sections:

Types of data gathered by our websites

There are two types of data gathered by our websites: Information that can be used to identify a person and information that cannot be used to identify a person.

Information Identifiable to a Person

Information that can be used to identify an individual, such as your name, email address, age range, and so on, is referred to as “personal information.” Geolocation, phone carrier, and other device information are examples of personal information. When we collect your geo-location, phone carrier, or other device information directly or through our third-party vendors, personal information may be obtained through the use of cookies, when you voluntarily provide it to us, and when we collect it through the use of cookies.

Why do we collect your data?

Personal information collected on our websites may be used by Mutual of Liberty Mortgage US for a variety of purposes, including fraud prevention, better understanding of your requirements and interests, and the creation of products, services, and features that better meet your requirements or requests.

How we collect information

When you provide it to us or through the use of technology, such as when filling out a form, Mutual of Liberty Mortgage US collects online information.

Information gathered by you

We may require you to provide contact and identity information if you choose to use certain services on our websites. We show which fields must be filled out in order to use a particular service or feature.

Information that isn’t personal that is gathered by technology

Cookies:

Our destinations might utilize treat innovation to work on your experience and assemble data for measurable announcing and different purposes.

A cookie is a small piece of information that is saved on your computer or mobile device by a website. It stores information that a website may need to personalize your experience (such as the rotating images on our home pages) and collects statistical data, such as which pages are viewed, what is downloaded, the country from which our visitors come, the domain name of the Internet service provider, and the addresses of websites that were viewed before and after ours. Cookies may also be used by Mutual of Liberty Mortgage US and third-party services to collect demographic information about site visitors. Information that enables us to provide products and services that may better suit your needs is one example of the information that is collected.

You can set your browser to reject all cookies or to notify you when a cookie is set to allow you to browse without cookies. Check the “Help” menu of your browser to learn how to modify your cookie preferences because each browser is unique.

IP Address:

For system administration, authentication and security, server problem diagnosis, and compiling aggregate data like the number of visitors to our websites, our sites may collect IP addresses. Your IP address may be recorded by our servers when you visit a specific page on our websites. When you use the Internet, your computer automatically receives a number called an IP address.

Embedded Pixels:

We may employ embedded pixel technologies on specific pages to distinguish individual user visits to our websites from aggregate hits. Emails may also contain embedded pixels or other technologies that can be used to monitor the responsiveness of marketing campaigns by providing data on when the email was opened. The recipient’s email address may be linked to the data collected with these technologies.

Those with whom we share personal information

We may share personal information as permitted or required by law with Mutual of Liberty Mortgage US and its subsidiaries, including our insurance subsidiaries. View the Privacy Notice mentioned above for information on who we may share your personal information with once you apply for our products or services or become a customer.

Personal information disclosed for legal reasons and Mutual of Liberty Mortgage US and others’ safety:

Additionally, we reserve the right to disclose your personal information to third parties if we believe doing so is required to: a) comply with any court order, law, or legal process, including responding to any request from the government or regulatory agency; ( b) safeguard or defend our websites, users, and legal rights; or (c) investigate, prevent, or take action in the event of illegal activities, suspected fraud, situations in which a person’s physical safety may be in jeopardy, or violations of our site’s terms and conditions.

Children’s privacy

Our websites are not intended for children unless otherwise noted. Children under the age of 13 are not knowingly collecting information from us. We will remove any personal information pertaining to children under 13 from our systems if we learn that it has been collected.

Protecting your information

We are committed to safeguarding the information we collect because protecting your personal information is very important to us. We have security measures in place to make sure that the information Mutual of Liberty Mortgage US has collected from you through our websites does not get lost, used improperly, or changed.

Unfortunately, no wireless network or the Internet can be guaranteed to be 100% secure for the transmission of information. Mutual of Liberty Mortgage US cannot guarantee or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk, despite our efforts to protect your personal information. Any breach of any privacy settings or security measures on our websites is beyond our control.

Consent to the Policy

By visiting our websites, you consent to the terms and conditions of this policy and grant us permission to use your data in accordance with its provisions.

This Strategy applies just regarding the data that we gather on-line on our locales and not to any data that Common of Liberty Home loan gathers through different techniques or sources.

Please contact us at one of the addresses listed below if you believe that one of our websites has violated this Policy.

Changes in the policy

This Policy is subject to change at any time by Mutual of Liberty Mortgage US. If we post any changes to this Policy on our sites, your continued use of those sites will be deemed your acceptance of those changes. Please check the Policy on a regular basis for any updates. We will update the Notice’s effective date and post the updated Notice on the website.

In December 2022, this Policy underwent its most recent revision. Changes to this Approach won’t influence our utilization of recently given individual data.

Terms and Conditions of Use

Terms of Use apply to your use of this website.

Disclosure not to be tracked

We do not respond to Do Not Track signals from your browser.

Getting in touch

Please keep in mind that if you give us any information about any products or services offered by Mutual of Liberty Mortgage US, you are giving your permission for that information to be processed by Mutual of Liberty Mortgage US for the purposes of providing the products or services in which you are participating.

Please feel free to get in touch with us via: if you have any questions or comments about our Policy or how it affects you.

Sending a request via email to: Sending a letter via US mail to help@libertymortgageus.com

8, The Green, Dover, State of Delaware, 19901, United States of America, Mutual of Liberty Mortgage US Compliance

Only residents of California

By contacting us at help@libertymortgageus.com, California customers can exercise their right to opt out of having their private personal information shared with affiliates and third parties that are not affiliated with Mutual Mortgage. In the email, please include your name, address, and loan number.

The California Privacy Rights Act of 2020 (CPRA) may grant you additional consumer rights if you are a resident of California. The webpage labeled “For California Residents Only” provides access to these rights.

Phone numbers that Mutual of Liberty Mortgage US owns and manages

Legal

Copyright

Mutual of Liberty Mortgage US, a wholly owned subsidiary of Mutual of Liberty, is the target audience for all content on this website.

Indemnity Statement

The user agrees to indemnify, defend, and hold harmless Mutual of Liberty Mortgage US, its officers, directors, employees, agents, and third parties from any losses, costs, liabilities, or expenses (including reasonable attorneys’ fees) resulting from your postings on the site, your violation of any terms of this Agreement, your violation of the rights of a third party, or your violation of any applicable laws, rules, or regulations. You agree to fully cooperate with Mutual of Liberty Mortgage US in asserting any available defenses if, at its own expense, Mutual of Liberty Mortgage US assumes exclusive defense and control of any matter otherwise subject to indemnification by you.

General:

Any and all modifications to this website may be made by us at any time without prior notice to the user.

All other terms, policies, notices, and disclaimers on this website are included in this Agreement; however, this Agreement shall prevail in the event of any conflict between such other terms and this Agreement.

This Understanding is represented by the laws of our State. In the event of a dispute arising out of or related to the use of this website, the user agrees to submit to the exclusive jurisdiction and venue of the governing courts. Any jurisdiction that does not apply all of these terms and conditions, including but not limited to this paragraph, prohibits use of this website.

Nothing in this Agreement affects our right to comply with law enforcement requests or requirements relating to the User’s use of this Web site or information provided to or gathered from us with respect to such use. Our performance of this Agreement is subject to existing laws and legal process.

Assuming any piece of this still up in the air to be invalid or unenforceable compliant with material regulation including, yet not restricted to, the guarantee disclaimers and obligation constraints set out over, the invalid or unenforceable arrangement that most intently matches the goal of the first arrangement and the rest of the Understanding will go on active.

All prior or contemporaneous electronic, oral, or written communications and proposals between the User and our company regarding this website are superseded by this Agreement, which constitutes the entire Agreement between the User and our company. In judicial or administrative proceedings based on or relating to the Agreement, a printed copy of this Agreement and any electronic notice will be admissible in the same manner as other written business documents and records originally created and maintained in printed form.

All rights not specifically granted in this document are reserved.